YOUR FINANCIAL PAST IS IRRELEVANT. IT CANNOT BE UNDONE. IT’S WHAT YOU START TO DO NOW THAT MATTERS
Saver Behaviour has been designed by Mike LeGassick to add further value to existing clients and to enable all new clients to learn how to make better investment decisions and how to achieve financial independence.
Having spent virtually his entire career in financial services advising individuals and businesses, Mike joined Manning and Company in 2013 and was asked to become a director in 2016. He continues to be committed to sharing his 30 years of accumulated wisdom with the families that he serves.
Mike has just had his first book published, Your Money and Your Life – Proven Strategies for Getting a Better Return on Your Money and Your Life. The book is based around everything Mike wish he knew when he was 18 and all the important ‘real life’ stuff, they don’t teach you in school. Experience is that thing you gain immediately after the moment you needed it!
Saver Behaviour will only ever share the unvarnished truth. No jargon, no hype, and no nonsense. Mike believes that the best advice is achieved through a completely client centric approach. This means that he spends considerable time getting to know what makes his clients tick so that he can create uniquely tailored plans that will help them live a life free from financial worry. This also means that he will also be there to help them through the inevitable ups and downs that life’s rich tapestry throws at us.
What My Clients Say
“Mike has been looking after our finances for many years, for both investment and pension planning. His approach towards us has always been highly professional with a friendly face, and any financial situation we have found ourselves in, he has handled with care and understanding. His expertise in his field are second to none. He has a wealth of knowledge and take’s the time to explain things and make sure you understand the information that has been discussed. We would not hesitate to recommend him for any financial advice you may need.”
Phil & Debbie Davies
Ivybridge, Devon
“What can I say, Mike is truly one of a kind and has reinstalled our confidence in the financial world again. After over five years of miss-managed and zero correspondence regarding our pensions, we were never advised, updated, or given a call to see how we felt about out our plans and the progress. Luckily (and I mean that) Mike came onto the scene as a cruise client of ours and we got to know him whilst onboard a couple of ships. At no time did he try to discuss our investments or our future plans. He was truly professional whilst on holiday but two of our regular clients (on the same cruise,) did mention that he looked after their finances. At this time were far from happy with the lack of updates and information from our so called ‘advisors and fund managers,’ and we asked Mike to come over and look at our investments. WOW! What a star and he speaks our language. We have since moved all to Manning & Company and are thrilled to bits and extremely confident. If you have funds sitting around and you need jargon free clarity, look no further, Mike’s your man. We cannot wait to read his book”
Ian and Julie Calvert
Brixton, Devon
“Mike managed our banking some thirty years ago, before moving to independent financial advice, since when he has ably advised and managed all our financial affairs, such as savings, investments, mortgages, insurances, and trust funds. He has a professional relationship with our accountancy provider, which is an efficient way to align our affairs with accurate taxation.
We have always found him to be straight, realistic, diligent, his advice evidence-based, and entirely responsive to our needs.
He has never pressed us to arrive at solutions which didn’t sit well with, and all financial decisions have been discussed, agreed, and actioned promptly. His intended managements have always been timely. He is readily contactable and available whenever we have needed advice. In short, Mike combines knowledge, honesty, integrity, and energy, always acting for us and in our best interests, and nobody else’s.”
Dr David and Marian Morris
Kingsbridge, Devon
See what over 100 clients say about me.
Vouched For is the financial version of Trip Advisor.
The Commitment
Working together, we can construct a flexible financial plan designed to achieve both your immediate and future financial goals. Virtually everyone insures their homes, cars, pets, and contents but hardly anyone insures their future financial wellbeing. Working with a trusted adviser is like taking out a big mistake insurance plan. It ensures you never do the wrong things at the wrong times for the wrong reasons.
Prevention is always better than cure. Making sure you stick resolutely to your plan through thick and thin is a key component of my ongoing advice to my clients. As Mike Tyson famously said, “everyone has a plan until they get punched in the mouth”. My job is not to talk you down from the ledge when times get tough, it’s to make sure you do not climb up onto it in the first place. Keeping you sane with regular doses of ‘sanity serum’ will allow you to get on with your life while everyone else is panicking because of the media mayhem around ‘today’s doom and gloom news’. Learning to tune out the noise will give you a much easier life.
PREPARE AND PREVENT, DON’T REPAIR AND REPENT
Tuning Out the Noise
One of the most important things an investor must learn to do to become a successful investor it to tune out all the media noise around the stock market.
The Team
Mike LeGassick
Founder
Sharon Gunning
Mike's Personal Assistant
Manning and Company
Admin Team
SO WHAT EXACTLY IS ALL THIS STUFF ABOUT?
SAVER BEHAVIOUR
Welcome to Saver Behaviour which has been designed to add further value to my clients and assist people who feel they would benefit financially and feel comfortable working with me. I have designed it specifically to empower you so you can help me to help you. Whether you’re just beginning your financial journey or are on the cusp of those golden retirement years, looking around my site will get you thinking about things you have never considered before and will help you discover what your investment personality type is along with what type of relationship you have with your money.
Learning the unvarnished truth about money is a liberating experience and will enable you to become a better investor. Together we can answer life’s big-ticket questions that deal with tomorrow’s problems today, such as how much money will I need for the rest of my life?
You will learn how to make better investment decisions, better manage your behaviour around money and achieve financial independence. I have an unbridled passion for simplifying the complex and telling the unvarnished truth about money and I get a huge buzz from educating clients and love nothing more than debunking money myths, cutting out the jargon, and guiding families to make the right financial and life decisions.
Most people who meet me for the first time arrive with a suitcase full of M&Ms and I am not talking about the chocolate variety. The M&Ms I am referring to are the many myths, misconceptions and misunderstandings about money and investing. Titbits of information that they have picked up from here and there which they understand to be factually correct but are in fact not true. If they base their future big money decisions on incorrect information and the mental baggage they have been carrying around in their heads for years, they run the risk of making the worst financial decisions of their lives. If left unchecked, this could lead to catastrophic outcomes for themselves, their family, and their business. My job is to dispel these myths so they can arrive at proper, evidence based, informed decisions.
I also strive to get my clients to find that difficult ‘sweet spot’ of the perfect work/life balance. Therefore, you will find a lot of material on here to get you thinking about your life and there will almost certainly be a few things that you might not have considered before which might make you feel a little uncomfortable. I make no apology for this because it would be remiss of me to not identify and highlight areas of concern that you need to be aware of. After all, prevention is better than cure.
I much prefer telling my clients uncomfortable truths rather than hollow comforting lies.
SAVER BEHAVIOUR
